Conditions for Fund Withdrawal

As “Non-mandatory Central Provident Fund System” aims to help residents of the Macao SAR to strengthen their social protection after retirement, participants who would like to apply to withdraw all or part of the balance in his or her individual account have to attain the age of 65, or under one of the following circumstances:

• There is a need to bear huge medical expenses due to serious injury or illness of his/her own

• Attained the age of 60 and is not engaged in any paid activities

• There is a need to bear huge medical expenses due to serious injury or illness of his/her spouse, any degree of lineal consanguinity or affinity

• Has been receiving disability pension from the Social Security Fund for more than one year

• Is currently receiving special disability subsidy from the Social Welfare Bureau

• Has humanitarian or other properly explained reasons