Alameda Dr. Carlos D'Assumpcao, No. 398, Edificio CNAC, 4 Andar, Macau 
(853) 2870 0883 
Life is full of uncertainties. Being financially prepared for the unknown can ease your family’s concerns about handling sudden financial burdens if the unexpected occurs. Term Life offers comprehensive coverage and peace of mind, demonstrating your commitment to your loved ones by ensuring they are well-protected, no matter what the future holds.
Cash payout to ease worries
The Plan provides multiple coverage periods for your selection, including 1,5,10,15,20,25, and 30-year terms. If you pass away in the coverage period, your family will receive a cash payout equal to the sum insured, helping to alleviate their financial burden following your death.
Guaranteed renewability for peace of mind
Our 1, 5, and 10-year plans are renewable, allowing you to extend your coverage upon maturity without going through a health check until you reach 75. The premiums for the renewed policy will be calculated based on the insured’s age at the time of renewal.
Affordable premiums for easy budgeting
You enjoy comprehensive coverage with cost-effective premiums under the Plan. The premiums remain unchanged throughout the policy term, giving you greater control over your finances.
Conversion right for adaptable and secure coverage
The insured can convert(1) this Plan into a whole life insurance policy with the same sum insured, during the coverage period and before turning 65, without undergoing additional underwriting.
•We offer a range of additional coverage options, including critical illness, medical, accident and premium waiver coverages. You can choose any combination of them based on your needs for extensive protection.
The Plan is available to individuals aged 14 to 74, with a minimum sum insured of MOP/HKD240,000 or USD30,000. The available coverage periods for selection vary based on the insured’s age.
(1) The sum insured after conversion shall not exceed the sum insured of the original plan.
The information above is for reference only. For specific terms and conditions, please refer to the policy.