Life insurance, while valuable for providing the death benefit, which typically includes the face amount of the coverage along with an additional percentage, does not offer comprehensive financial security on its own. In contrast, life and savings insurance not only ensures the economic stability of your family but is also considered among the safest investment options, providing a means to accumulate wealth inheritable by future generations. This product caters to your financial needs beyond basic protection. It fosters the financial well-being of your family and assists you in achieving your long-term saving goals.

Product features:

Ø   Fixed premium for a better sense of control

Ø   Guaranteed cash value for reaching your goals

Ø   Short-term payments for lifelong security

Ø   Optional benefits for added assurance

Insurance coverage for your needs

Beautiful Life Plan lets you customise your cover amount and build wealth.

Guaranteed cash value for reaching your goals

The Plan includes a savings feature and offers a Guaranteed Cash Value yearly to help you reach your goals.

Fixed premium for a better sense of control

The premium stays the same throughout the premium term.

Regular payments for coverage until 100

We provide the option to choose between 8-year, 15-year, and 20-year terms for your selection.

Annual dividend¹ for withdrawal

You may receive the Annual Dividend¹ until you are 100, and you may withdraw it or leave it to accumulate interest within your policy.

Optional benefits

You can enhance your plan with optional benefits, including term insurance, hospitalisation and surgery benefits, hospital income benefits, accidental death and injury coverage, and premium waiver.

The Plan is available for anyone from birth up to 70 years old, with a minimum sum insured of MOP/HKD200,000 or USD25,000.

(1). Annual Dividend and Maturity Dividend are non-guaranteed.

The information above is for reference only. For details, please refer to the terms and conditions of the Policy.

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